About Us


AgFirst Farm Credit Bank’s model is simple but powerful. We provide wholesale funding, as well as technology and other value-added services, to Association partners in 15 states and Puerto Rico. Those Associations provide loans and related financial services to rural residents, rural communities and agricultural operations of all sizes. A $40 billion company, we are the largest financial institution based in South Carolina, and we are proud to be one of four wholesale banks within the nationwide Farm Credit System.

As a cooperative, our Association partners and their customers – the farmers and homeowners of rural America – own AgFirst and share in its profits. Our board of directors is made up of farmers and financial experts who ensure we stay closely connected with our mission in every decision we make.


Association support. AgFirst’s role in supporting Association partners is two-fold. As a wholesale bank, we ensure our partners have the funds they need to lend to the farmers and homeowners of rural America. Just as important is the broad range of technology and other services we provide. From cutting-edge loan systems to data-driven marketing campaigns to a vigilant cybersecurity environment, AgFirst offers shared services to keep Associations competitive and profitable, enabling them to operate with the power of a much larger institution.

Capital Markets. With a $16 billion total managed loan portfolio and a team of industry experts, our Capital Markets group supports small, middle market and large corporations.  We work collaberatively with companies and leverage our deep network of financial partners to help businesses grow.  Partner with the AgFirst Capital Markets group as your provider of stable financing for production agriculture, agribusiness and rural infrastructure across the United States.

Connect with a lender. If you are looking for a loan for your farm or agribusiness or a rural home or land mortgage, you can rely on one of our lending partners to guide you through the process. Many Farm Credit loan officers grew up on the farm, and many still work the soil today. All of them understand the unique challenges and opportunities facing today’s farmers and rural property buyers. And all are in the business of ensuring the American dream remains within reach. Find your lender!

Outreach. AgFirst fights hard for agriculture and rural America by ensuring legislators at all levels understand and appreciate the importance of our vital mission. When lawmakers connect with the role rural America plays in producing the food, fiber and fuel that powers our nation, they can shape policy to protect the people who work diligently every day to make it happen. We also offer direct continuing education to agricultural producers and the lenders who support them through our Farm Credit University. Whether you are a beginning or experienced farmer or ag lender, you’ll find a course to help you take your skills to the next level. Check out our course offerings.